Annuity / Drawdown Calculator

Calculate exactly how long your nest egg will last when taking regular withdrawals.

Note: If inflation > 0%, your monthly withdrawal amount will automatically increase every year to maintain the same real purchasing power. Set to 0% for a nominal calculation.
Your Money Will Last For -- Years

About the Annuity & Drawdown Calculator

Plan your retirement with our Annuity Drawdown Calculator. It determines exactly how long your nest egg will last based on your monthly withdrawals and estimated inflation.

How to Use

Enter your starting principal, expected annual return, inflation rate, and desired monthly withdrawal. The tool will output the exact number of years until the funds are depleted.

Privacy & Security

Like all MessyTools utilities, this tool runs entirely locally in your browser. Your data is never uploaded to any server, ensuring 100% privacy and lightning-fast performance.